My Top Tips for Saving

I’m not gonna toot my own horn here, but I am good at saving money! I’m no Martin Lewis (money-saving expert to those of you not clued up), but I do get a kick out of saving money and being able to treat myself to nice things. I thought I would share some of my best tips I have used over the years that have helped me at the grand old age of 25 be able to afford my own place.

010

1. Sign up to clubcards/points cards. The 4 in the picture are only a small selection of the ones I have but I have rather a few stored in my purse! The ones I have found really useful are Tesco, Boots, Nectar and my trusty Nandos card.

2. Use cashback sites to earn money back from spending online. I only really discovered this a couple of years ago but I’ve managed to earn money back for hotel bookings, rail travel and general spending. My top 2 sites are Topcashback and Quidco and I always check both to see who offers the highest rates.

3. Sell unwanted items online. I have made good use of sites like Ebay and local Facebook selling groups to sell items I no longer want or have never been used. I have a general rule, if I haven’t worn something in the last 12 months then can I sell it? or should it be binned?

4. Sign up for samples. Who doesn’t love a freebie right? I get emails notifying me from sites like magicfreebies.co.uk letting me know about freebies or coupons. I don’t sign up to anything and everything nor do I print every coupon but I keep my eyes peeled for things I want to try. I have a little sample box at home full of beauty sachets etc and love getting to try mini’s out without buying spending money on something that doesn’t agree with me.

5. Have a spare change jar in your house. I have an old tall Nestle Quality Street jar with a slot cut in the lid to collect all my loose change. I mainly collect copper and 5p’s but its amazing how quickly it can add up once I throw stuff in there all the time.

6. Lastly my best bit of advice is to BUDGET! I always move money when I get paid into various pots leaving money to cover bills and spending. It doesn’t mean I can’t dip into it again if I need to, but I am less likely to touch it this way. I have a pot for car money and holiday money so I put money away monthly to save for these things.

I hope you found this post useful. I wanted to share some of wisdom I have learnt over the years. I have made mistakes like spending more on a phone bill than expected but you learn from them and it definitely made me wiser about money.

Thanks for reading.

Laura x

You may also like

4 Comments

  1. I’m shocking at saving so this post was really good for me thank you! I especially like the tips on cash back sites and sample website – definitely something I need to look into! xx

  2. Love this post! I get a buzz out of watching my money grow and already do everyone of your tips. Nice to know I’m not missing out on anything. I got a bottle of perfume with boots points and a really lovely L’Occitane sample set for signing up to their mailing list. =^-^=

    Sam | Momentarily Dreaming

  3. If you are really thrifty, you can try out the accountant once to see if you are missing any deductions, and then you can go back to your old way of doing taxes and use the tax saving tips that you learned from the accountant. One way that a lot of people can save money—but something they often overlook—is to take a serious look at what they spend on their hobbies.

Leave a Reply

Your email address will not be published. Required fields are marked *