I’m not gonna toot my own horn here, but I am good at saving money! I’m no Martin Lewis (money-saving expert to those of you not clued up), but I do get a kick out of saving money and being able to treat myself to nice things. I thought I would share some of my best tips I have used over the years that have helped me at the grand old age of 25 be able to afford my own place.
1. Sign up to clubcards/points cards. The 4 in the picture are only a small selection of the ones I have but I have rather a few stored in my purse! The ones I have found really useful are Tesco, Boots, Nectar and my trusty Nandos card.
2. Use cashback sites to earn money back from spending online. I only really discovered this a couple of years ago but I’ve managed to earn money back for hotel bookings, rail travel and general spending. My top 2 sites are Topcashback and Quidco and I always check both to see who offers the highest rates.
3. Sell unwanted items online. I have made good use of sites like Ebay and local Facebook selling groups to sell items I no longer want or have never been used. I have a general rule, if I haven’t worn something in the last 12 months then can I sell it? or should it be binned?
4. Sign up for samples. Who doesn’t love a freebie right? I get emails notifying me from sites like magicfreebies.co.uk letting me know about freebies or coupons. I don’t sign up to anything and everything nor do I print every coupon but I keep my eyes peeled for things I want to try. I have a little sample box at home full of beauty sachets etc and love getting to try mini’s out without buying spending money on something that doesn’t agree with me.
5. Have a spare change jar in your house. I have an old tall Nestle Quality Street jar with a slot cut in the lid to collect all my loose change. I mainly collect copper and 5p’s but its amazing how quickly it can add up once I throw stuff in there all the time.
6. Lastly my best bit of advice is to BUDGET! I always move money when I get paid into various pots leaving money to cover bills and spending. It doesn’t mean I can’t dip into it again if I need to, but I am less likely to touch it this way. I have a pot for car money and holiday money so I put money away monthly to save for these things.
I hope you found this post useful. I wanted to share some of wisdom I have learnt over the years. I have made mistakes like spending more on a phone bill than expected but you learn from them and it definitely made me wiser about money.
Thanks for reading.