It’s a New Year, Welcome to 2015!

2015 New Year celebration

We are 2 days into 2015 and I haven’t posted for a couple of weeks. I do apologize for this but its been a busy couple of weeks with work and visiting lots of family, and this is the first time I’ve been able to sit down for an extended time at my laptop.

I hope everyone’s New Year was amazing 🙂 I spent mine with the other half and friends in the local pub until about 11pm then went home and put some buffet nibbles in the oven to ring in the bells with food and prosecco. Lovely way to spend the new year with the bf.

I wanted to write this blog post to tell people about my 2015 plans.

1. To blog more frequently and tweak my blog as my head’s been buzzing with ideas lately.
2. To get a step up on the career ladder. (v.important indeed)
3. To move into our 1st home.
4. To still go away and already I have a holiday lined up and another one in the works.
5. To enjoy every single day…

This is my 5 point plan and no doubt it will be a bigger list by the end of the year. Please comment or tweet me with your plans as well @lauraknowslife

Laura x

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Christmas Party

So on Saturday (the 20th) it was my work’s Xmas do! We had a lovely night at the Hilton and spread ourselves over 2 tables. We had buckets of beer on the table and several bottles of wine as well. It was a retro night ranging from music of the 60’s to the 90’s. Needless to say, I was waiting for the Vengaboys and then 1 after the other we had vengaboys, Spice Girls and PJ and Duncan. Amazing! I danced my feet off and felt the pain in the tootsies the next day. here are a few piccies of my night.

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The bevvy of beauties are my amazing friends and colleagues.

Laura x 🙂

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Buying our 1st Home….

Eeeek, So Bob and I are buying our first home together and are in the midst of the process as we speak. But who knew it can be such a faff! Nobody warns you apart from constantly telling you how much money it will cost you, and you pretty much know that already. So I thought I would create a little list of things that you will need to know before taking the big step onto the property ladder.

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1. The obvious thing is make sure you not only have enough of a deposit but factor in the solicitors costs as well and stamp duty. Now the rules have changed with stamp duty following last weeks statement which is fab news for us 1st time buyers. Have a look at Martin lewis’ calculator for a guide to what you will pay now.

2. Be prepared to chase the estate agents and the solicitors AND the surveyor. If you opt for a full engineers survey as some do depending on the age of the property then be ready to fire off emails and calls as and when needed. As beware, they don’t move that quickly unless pushed.

3. Read and Re-read every bit of info you get from everyone involved including your mortgage provider, as you won’t take it all in. It’s handy if you know someone who can look through it with you and explain anything worded strangely, and believe me it’s hard to understand some of it.

4. Make note of the little things you will need like toilet brush! I know it sounds daft but you will forget stuff like this. Thank goodness for our families who keep us on track and don’t let us get carried away.

5. Get a file and keep everything organised because on numerous occasions i have had to dig out something for reference and struggled to find it. Still am really so its my mission to get organised this weekend.

6. Don’t think every house you see on the website is perfect. There have been several times we have seen a “dressed up” house but when we have looked round, we have found the faults.

7. Same goes for a house that looks like it needs work. How much work will it need? and what would be the cost? Although the idea of getting to do it up yourself sounds like an amazing project, is it realistic?!

8. and finally, Do you walk in and think “I can see myself living here”? If it feels like home then the chances are in you heart, its already won you over. Go with it and don’t be scared.

Hope this has been useful

Laura 🙂

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